Please read these terms carefully before using our calculators and tools.
By accessing or using Mortgage-Calculator.co (the "Site"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use the Site. These Terms apply to all visitors and users of the Site.
Mortgage-Calculator.co provides free, browser-based financial calculators and educational tools related to home mortgages, including but not limited to:
All tools are provided at no cost and require no account creation or sign-up.
The information, calculations, and results provided by this Site are for general informational and educational purposes only. Nothing on this Site constitutes:
Calculator results are estimates based on the values you input and standard financial formulas. Actual loan terms, rates, payments, and eligibility are determined solely by licensed lenders based on your full financial profile. You should independently verify all results with a licensed mortgage professional before making any financial decisions.
We make reasonable efforts to ensure that the formulas, interest rate data, and other information on this Site are accurate and up to date. However, we make no warranty or representation, express or implied, that any information on this Site is accurate, complete, current, or error-free. Mortgage rates shown in the "Today's Rates" and "Compare Lenders" sections are illustrative estimates based on general market conditions and are not guaranteed or actual lender offers. Rates change daily and vary based on individual creditworthiness, loan-to-value ratio, loan type, and lender.
You may use this Site for personal, non-commercial purposes. You agree not to:
All content on this Site, including but not limited to text, graphics, logos, and software, is the property of Mortgage-Calculator.co and is protected by applicable copyright and intellectual property laws. The underlying mortgage calculation formulas are standard financial mathematics in the public domain. You may share links to this Site freely.
The Site may display or link to third-party lenders, rates, or external websites. These links are provided for convenience and informational purposes only. We do not endorse, recommend, or guarantee any third-party lender or financial product. We are not responsible for the content, accuracy, or practices of any third-party website. Any transaction you enter into with a third-party lender is solely between you and that lender.
We may receive compensation from lenders featured in our comparison tools. This compensation may influence which lenders are featured or how they are ranked but does not affect our calculator results or editorial content.
THE SITE AND ALL CONTENT AND TOOLS PROVIDED ARE OFFERED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, MORTGAGE-CALCULATOR.CO AND ITS OPERATORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE, INCLUDING ANY FINANCIAL DECISIONS MADE IN RELIANCE ON CALCULATOR RESULTS, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Our total liability to you for any claim arising from your use of the Site shall not exceed $100.
You agree to indemnify, defend, and hold harmless Mortgage-Calculator.co and its operators from and against any claims, liabilities, damages, losses, and expenses (including legal fees) arising out of or in any way connected with your use of the Site or your violation of these Terms.
Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Site, you consent to the practices described in the Privacy Policy.
We reserve the right to update or modify these Terms at any time without prior notice. Changes are effective immediately upon posting. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
These Terms shall be governed by and construed in accordance with the laws of the United States. Any dispute arising from these Terms or your use of the Site shall be resolved through binding arbitration or in the appropriate courts of competent jurisdiction.
If you have any questions about these Terms of Use, please contact us at [email protected].